Nationwide Business Funding

You built your business.
We help it grow.

Working capital, merchant cash advances, lines of credit, and term financing — matched to your revenue and goals without the bank-branch runaround.

Approvals in as few as 24 hours
No impact to your credit score
U.S.-based funding team

Fast funding. Flexible terms.

Many of our programs can be completed and funded within one business day — sometimes within hours of approval.

$5K–$5M Funding amounts
$1B+ Capital placed for clients
  • Payments tied to revenue, fixed, or weekly schedules
  • Programs for strong credit and challenged credit
  • Renewals and additional capital as you grow
  • No upfront cost to apply
24hr
Funding available in as little as one day
50
States served nationwide
10+
Financing programs available
86%
Client retention rate

Your financial partner for every stage of growth

At Rapid Capital Solutions, our focus is business financing. We provide options for businesses of every size — and our qualifications are broader and more flexible than most banks and traditional lenders.

Whether you need a credit line, bridge financing, working capital, or a longer-term loan, we work with you to find the right program and build a relationship that gets better as your business grows. From credit lines to merchant cash advances, we offer virtually every financing product available — directly and through our network of funding partners.

Our Story Meet the Team

Business funds to meet your needs

No matter what you need capital for — immediately or just for a rainy day — we have a program built for it.

01

Working Capital

Bridge cash flow gaps without long-term debt. Funding in as little as 24 hours with flexible use of funds.

02

Merchant Cash Advance

Upfront capital repaid as a percentage of daily card or bank deposits. Fast approvals based on revenue.

03

Business Line of Credit

Revolving access — pay interest only on what you draw. Perfect for seasonal swings and unexpected costs.

04

Term Loans

Fixed terms up to 36 months. Up to $5 million for expansion, equipment, payroll, or debt consolidation.

05

Bridge & Short-Term Funding

3–24 month options with early payoff flexibility. Funding in 24–48 hours for urgent capital needs.

06

Revenue-Based Financing

Repayment scales with your sales. Approvals based on deposits — credit challenges welcome on many programs.

07

Equipment & Collateral Loans

Finance equipment, vehicles, or real estate with the asset as collateral. Competitive rates on larger deals.

08

Invoice Factoring

Convert unpaid invoices into working capital today instead of waiting 30, 60, or 90 days to get paid.

09

Renewals & Add-On Capital

Already funded with us or elsewhere? We build on your payment history to unlock better terms over time.

Built for business owners who want a straight answer

Soft-pull pre-qualification

Find out what you qualify for without affecting your personal credit. A hard pull only happens when you choose to move forward.

Real specialists, not chatbots

Every applicant is paired with a funding specialist who knows your industry. Direct number. Real answers.

No bank-branch runaround

The entire process is online. Upload documents, sign electronically, get funded — no appointments, no paper packets.

Programs tailored to how your industry makes money

Construction & Contractors Trucking & Logistics Restaurants & Hospitality Retail & eCommerce Healthcare & Medical Auto Services Professional Services Beauty & Wellness Manufacturing Technology

Three steps. No appointments. No bank branches.

We've stripped the funding process down to the parts that actually matter.

Tell us about your business

A quick form covers what we need to start. No tax returns or bank logins upfront — just the basics to see what you qualify for.

Compare your offers

A funding specialist walks you through the programs your business qualifies for, side by side — so you can pick what fits your cash flow.

Get funded

Choose your program, sign electronically, and funds typically land in your business account within one to three business days.

Minimum requirements to get started

Guidelines vary by program — many deals have flexible exceptions based on revenue and industry.

Monthly revenue$10,000+ gross deposits
Time in business3+ months (6+ on some programs)
Credit score500+ FICO — many programs use soft pull
Ownership51%+ signing authority
Bank accountActive business checking
Entity typesLLC, Corp, Sole Prop, Partnership

What our clients say

We retain the majority of our clients — most come back for additional funding or refer other business owners.

"I needed funding to expand my restaurant and they got me almost exactly what I was looking for — it worked out even better than I expected. After bad experiences with other companies, it was a pleasure to work with someone honest and transparent."

Michael R. — Restaurant Owner

"My credit wasn't great when I started looking for equipment financing. They still got me approved for a loan and a line of credit — better terms than anything I'd been offered before. Glad I found them when I did."

Irma S. — Small Business Owner

"I'd been funded four times before but nobody ever improved my terms over time. After a few months with Rapid Capital Solutions I had a line of credit I kept increasing — and better terms on every deal after that. Highly recommend."

Randall D. — Retail Operator

Common questions

Our initial pre-qualification uses a soft credit pull, which doesn't affect your score. A hard pull only happens if you choose to move forward with a specific program.
Working capital and merchant cash advance programs often fund within 1–3 business days. Some approvals clear the same day. Larger term products may take slightly longer depending on documentation.
To get started, just the application form. If you move forward, we'll typically request your last 3–6 months of business bank statements, a voided check, and a driver's license. Tax returns are only needed for larger or longer-term programs.
Yes. Several of our programs are designed for businesses operating as little as 3–6 months, though availability and terms depend on your revenue, industry, and credit profile.
We work with businesses in 1st position and beyond. If you already have financing, let your specialist know upfront — we have programs for renewals, add-on capital, and stacked positions.
We match your business with the right financing program from our network based on your needs and qualifications — so you can compare options side by side instead of being pushed into a single product.

See what your business qualifies for

Free estimate. No impact to your credit score. A funding specialist will reach out within one business day.