What is equipment financing?
Equipment financing uses the asset you're buying as collateral. Lenders finance a percentage of the purchase price; you repay over 24–72 months with fixed payments on most programs.
Equipment we help finance
- Commercial trucks and trailers
- Construction and landscaping machinery
- Restaurant kitchen and POS systems
- Medical and dental equipment
- Manufacturing and warehouse equipment
Equipment loan vs. merchant cash advance
MCAs fund quickly based on revenue but cost more over time. Equipment loans may take slightly longer but offer lower rates when the asset secures the file. We compare both so you pick what fits.