Privacy Policy

Rapid Capital Solutions ("RCS," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit rapidcapitalsolutions.com or submit a funding inquiry through our website, email, or phone.

1. Who We Are

Rapid Capital Solutions is a U.S.-based business financing company that helps business owners access working capital, merchant cash advances, lines of credit, and other commercial financing programs.

2. Information We Collect

We may collect the following categories of information:

• Contact information: name, business name, email address, phone number, mailing address
• Business information: industry, time in business, estimated revenue, funding amount requested, ownership details
• Financial documentation: bank statements, tax returns, processing statements, voided checks, and other documents you voluntarily provide for underwriting
• Identification: government-issued ID for business owners and principals
• Technical data: IP address, browser type, device information, pages visited, and cookies (see Section 8)
• Communications: records of calls, emails, and messages between you and RCS

3. How We Use Your Information

We use collected information to:

• Evaluate funding eligibility and match you with appropriate third-party lenders or funders
• Submit applications and supporting documents to funding partners on your behalf
• Communicate with you about your inquiry, offers, and application status
• Comply with legal, regulatory, and fraud-prevention obligations
• Improve our website and services
• Send marketing communications where you have provided consent (you may opt out at any time)

4. How We Share Your Information

We may share your information with:

• Funding partners: lenders, funders, and ISO platforms that may offer financing products suited to your profile
• Service providers: CRM systems, document storage, email providers, and technology vendors that assist our operations under confidentiality obligations
• Legal and compliance: regulators, courts, or law enforcement when required by law or to protect our rights
• Business transfers: in connection with a merger, acquisition, or sale of assets, with notice where required

We do not sell your personal information to third parties for their independent marketing purposes.

5. Credit Inquiries

Some funding partners may conduct soft or hard credit inquiries as part of underwriting. We will inform you when a hard credit pull is required before it occurs. Credit decisions are made solely by the funding provider, not by RCS.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information. No method of transmission over the internet is 100% secure. You provide documents at your own risk, though we take commercially reasonable steps to limit access to authorized personnel and partners.

7. Data Retention

We retain information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce agreements. Application files may be retained for several years per industry and regulatory practice.

8. Cookies & Analytics

Our website may use cookies and similar technologies to improve functionality and analyze traffic. You can control cookies through your browser settings. Disabling cookies may affect certain site features.

9. Your Choices & Rights

Depending on your state of residence, you may have rights to:

• Request access to personal information we hold about you
• Request correction of inaccurate information
• Request deletion of certain information (subject to legal retention requirements)
• Opt out of marketing emails by clicking "unsubscribe" or emailing us
• Opt out of marketing texts by replying STOP

To exercise these rights, contact us at [email protected].

10. State-Specific Notices

Residents of California, Virginia, Colorado, Connecticut, and other states with privacy laws may have additional rights. Residents of states with commercial financing disclosure laws (including New York, California, and Connecticut) may receive separate disclosure forms from funding providers before entering into a financing transaction.

11. Children's Privacy

Our services are directed to businesses and adults. We do not knowingly collect information from anyone under 18.

12. Third-Party Links

Our website may link to third-party sites. We are not responsible for the privacy practices of those sites. Review their policies before providing information.

13. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of our services after changes constitutes acceptance of the updated policy.

14. Contact Us

Rapid Capital Solutions
Email: [email protected]
Website: rapidcapitalsolutions.com